Meet Lime Financial Services: Your Partner in Financial Empowerment
What’s the next step in your financial journey?
Are you buying your first home, making a property investment, growing your business, or looking to consolidate your debts?
In the world of finance, you need to know what move to make next, how to take that step, and who you can trust to give you the best advice.
That’s where Lime Financial Services comes in.
Since 2005, we have been your mortgage and finance specialists. Our team provides independent, targeted advice to help you take your next step, as well as offering long-term financial planning services.
Partnering with big banks, credit unions, regional banks, wholesale funders, and online lenders, we have the access and expertise to assist residential and commercial borrowers from all walks of life.
Whether you’re a sole trader, you run your own business, or you earn a wage, our team is here to put you on a path to financial success.
We will recommend the right product, take care of all the paperwork, and deliver a complete financial solution.
Demystify the mortgage process and take the headache out of your finances. Talk to Andrew Burgan and the team at Lime Financial Services for a no-obligation discussion about your situation.
Managing your finances can be a headache – trying to decide what to do, how to do it and who to trust.
Since 2005, we’ve been helping clients remove the stress, demystify the finance process, take out all the guesswork and provide specific credit advice.
Apart from the major banks, we have access to dozens of regional banks, credit unions, online lenders and wholesale funders to assist all types of borrowers obtain home, investment, and business loans.
Whether you earn a wage, are self-employed or run your own company, we have the contacts, experience and expertise to achieve your goals.
Come to Lime Financial Services and talk to us about your situation, our team would love to be a part of your financial success.
Our Process
In person or over the phone, we take the time to understand your specific needs.
We gather all required data, discuss critical issues, establish clear processes and set realistic expectations.
We do all the work, provide options and prepare all application and supplementary paperwork for you.
We deal with the lender on your behalf, complete all their specific requirements, answer questions and resolve issues to ensure a hassle free outcome for our clients.
We review and execute all contracts and mortgage documents with you and work towards settlement of your loan.
We offer monthly updates, interest rate alerts, annual reviews and more.
Talk To The Best Home Loan and Finance Brokers in Melbourne for Expert Advice
The team at Lime Financial Services is here to remove the stress and guesswork from your financial situation. We can assist you in all areas of finance and property, and we don’t charge a fee for our services.
Lime Financial Services has access to all the major banks, as well as dozens of regional banks, credit unions, online lenders, and wholesale funders. This allows us to handpick the best path for your financial success, without any sales pitch or product bias. Using our contacts, experience, and expertise, we assist all types of borrowers to achieve their home, investment, or business goals.
Whether you earn a wage, are self-employed or run your own company, we can help you. We have consistently been recognised as the best mortgage brokers in Melbourne, ranking among the top 100 brokers in the country!
Our finance brokers offer Melbourne locals a comprehensive service. We do all the paperwork for our clients and leave no stone unturned in the pursuit of financial success. Lime Financial Services offers financial advice and guidance for:
We also work with trusted advisers to offer you guidance in the following areas:
To speak with a mortgage specialist or home loan broker in Melbourne, come to Lime Financial Services and talk to us about your situation. Our team would love to be a part of your financial success.
Our Unique Approach
Lime Financial Services prides itself on its unique approach, combining innovative technology with personalized service to create tailored mortgage solutions that fit the unique financial landscapes of our clients.
We Put Clients First
You are at the centre of everything we do.
We Are Qualified And Experienced
The Lime team holds industry leading qualifications and comprises Accounting, Banking, Business, Customer Service and Property investment experience.
We Work As A Team
Each client has a primary Credit Adviser with the backup of the entire Lime team.
We Make Ourselves Available
Early mornings or evenings, we aim to work within your busy schedule.
We Offer Flexibility
You tell us what's important to you and we will tailor the solution to match your needs.
We Are Transparent
All fees, charges, timeframes, communications and documentation requirements are clearly articulated prior to any work commencement so that we work on a “no surprises? basis.
We Treat Your Information Confidentially
As a referral based business, you can be certain that all data is held securely and never disclosed to third parties without your written consent.
We Work With Trusted Specialists To Support You
We can work with your own Advisers or introduce you to those we use ourselves: Financial Planners, Conveyancers, Lawyers, Accountants, Property Managers, Real Estate Agents, etc.
We Empower Our Clients
We believe that education is critical so we freely share our expertise and contacts to ensure our clients achieve their financial goals.
Meet Our Team
Andrew Burgan
Founder, Director and Credit Adviser
Andrew has been a Credit Adviser since 2000 and previously worked with Australia’s largest non-bank lender where he was runner up Lending Manager of the Year 2003 (the only nomination for Vic/Tas/SA).
Andrew also worked with Lending Specialists which attained winner and runner up status as PLAN Australia Broker of the Year 2003 and 2004. Andrew entered the Australian top 200 Broker List for the Professional Lenders Network in April 2008 and won the Leading Broker Award for Loans Actually in May 2008. Since that time, he has been in the top 200 each and every year.
Andrew has held various Finance, Property, Risk and Project Management roles. He qualified as a Real Estate Agent’s Representative in 1998, completed a Bachelor of Business: Business Administration (Accounting) in 2001 and completed a Diploma of Financial Services (Finance/Mortgage Broking Management) in 2006. He is an active property investor and practices what he preaches.
Carolyn Gunther
Credit Adviser
Carolyn holds a Bachelor of Business (Accounting) and a Diploma of Financial and Mortgage Broking Management and brings a wealth of experience, having worked for Australia’s largest department store in Customer Service, Finance and Administration for more than 20 years. More recently, Carolyn has worked in the Financial Planning sector in an Administration role. Coupled with her mortgage expertise, Carolyn assists many of our clients with their SMSF and Investment properties. Carolyn is also charged with ensuring the office runs smoothly.
FAQs about Mortgage Brokers
A mortgage broker is a licensed professional who acts as an intermediary between borrowers and lenders. They work to find the most suitable mortgage products based on the borrower’s financial situation and goals. Mortgage brokers have access to a wide range of mortgage products and lenders, which can help borrowers find better rates and terms than they might on their own.
Mortgage brokers can save you time by handling the comparison-shopping for you. They have knowledge of and access to a broad spectrum of lenders and mortgage products, allowing them to quickly identify the best options that meet your needs. This can significantly reduce the time you spend researching and applying for loans.
Often, yes. Mortgage brokers have access to a wide variety of lenders and may have exclusive deals not available to the general public. They can leverage their relationships and volume of business to negotiate terms that may be more favorable than what you could obtain on your own from a bank.
First-time homebuyers can greatly benefit from the expertise and guidance of a mortgage broker. Brokers can explain the complexities of the mortgage process, assist in finding the most suitable loan product, and offer advice on how to qualify for a mortgage. They can also help navigate any challenges that arise, making the buying process smoother and less stressful.
Mortgage brokers typically get paid through commissions or fees. These can be paid by the borrower, the lender, or a combination of both. The payment structure should be transparent, and borrowers should ask about how their broker is compensated upfront to understand any potential conflicts of interest.
While mortgage brokers can offer many advantages, there are potential downsides. Some brokers may have relationships with specific lenders, which could influence their recommendations. Additionally, not all lenders work with brokers, so you might miss out on certain direct-lender deals. It’s important to research and choose a reputable broker who prioritizes your interests.
Look for a mortgage broker with a strong track record, positive client reviews, and the necessary licenses. Ask for referrals from friends or family members who have had positive experiences. It’s also important to interview potential brokers to ensure they understand your financial situation and goals, and to discuss how they get paid.
Yes, one of the key services a mortgage broker provides is assisting you through the entire application process. This includes gathering the necessary documentation, completing the application, and communicating with the lender on your behalf. They can also explain the terms and conditions of the mortgage, ensuring you understand your obligations.
Yes, mortgage brokers can be especially helpful if you have a poor credit history. They have knowledge of lenders who are more flexible with credit requirements and can advise you on steps to take to improve your chances of approval. They may also suggest alternative lending solutions that you might not have considered.
To ensure a mortgage broker has your best interests in mind, choose one who is transparent about their fees and how they are compensated. A reputable broker should be willing to discuss different options and explain why a particular mortgage product is recommended. It’s also beneficial to work with a broker who comes recommended by people you trust and who has a strong professional reputation.
